💰 Finance → SIP Returns Calculator
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SIP Returns Calculator
Calculate how your monthly SIP investments will grow over time with compound returns.

// SIP Details

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Total Corpus
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Invested Amount
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Returns Earned
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Wealth Gained
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What is this Tool?

A SIP (Systematic Investment Plan) Calculator helps you estimate the future value of your monthly mutual fund investments. SIP is one of the most powerful and disciplined ways to build wealth over time. By investing a fixed amount every month, you benefit from rupee cost averaging and the power of compounding — where your returns also start earning returns.

How to Use This Calculator

1
Enter your monthly SIP investment amount in rupees.
2
Enter the expected annual return rate — equity mutual funds historically return 10-15% annually.
3
Enter the number of years you plan to invest.
4
The calculator shows your total corpus, invested amount, and estimated returns instantly.

Why This Matters

Frequently Asked Questions

Q: What is a good SIP return to expect?
A: Equity mutual funds have historically returned 10-14% annually over long periods. Use 10-12% as a conservative estimate for planning.
Q: Is SIP safe?
A: SIP in mutual funds carries market risk. Returns are not guaranteed, but long-term SIP investments in equity funds have consistently created wealth over 7+ year periods.
Q: Can I change my SIP amount?
A: Yes, most mutual funds allow you to increase, decrease, pause, or stop your SIP at any time without penalties.
Q: What is the minimum SIP amount?
A: Most mutual funds allow SIP starting from just ₹500 per month. Some allow as low as ₹100.
💡 Pro Tip: Start your SIP as early as possible. A ₹5,000 monthly SIP started at age 25 at 12% returns grows to over ₹1.8 crore by age 55 — nearly 3x more than starting at age 35.