What is this Tool?
The Subscription Trap Calculator reveals the true annual cost of all your digital subscriptions combined. In the age of streaming services, apps, and SaaS tools, it's easy to subscribe to many services and forget how much they add up to. Netflix, Spotify, Amazon Prime, YouTube Premium, LinkedIn, Zomato Pro — each seems small individually, but together they can drain thousands from your account every month without you noticing.
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📺 ZEE5 Premium 4K Annual
Blockbuster movies, web series & TV shows. Watch on TV, mobile, laptop. Email delivery in 2 hours.
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⭐ Times Prime 6 Months
Exclusive benefits for lifestyle, movies & travel. Watch on TV, mobile, laptop. Email delivery in 2 hours.
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Frequently Asked Questions
How often should I audit my subscriptions?
Every 6 months is ideal. Set a reminder and go through your bank statement to identify all recurring charges.
How much do people spend on subscriptions?
It varies widely — a student might pay for one music app, while a family can have several OTT, cloud, food-delivery and software plans. Many people underestimate their total because each charge is small. Add every recurring charge above to see your own number.
How do I cancel subscriptions I don't need?
Check each service's website or app for the cancellation option. For Apple/Google subscriptions, manage them through your device's subscription settings.
Are annual plans worth it?
Annual plans are usually cheaper per month than paying monthly — check the exact saving on the service's pricing page. They make sense only for services you're sure you'll use all year; if you might cancel, monthly billing keeps you flexible.
How do I find all my subscriptions?
Check your bank and credit card statements for repeating charges, the Subscriptions section of Google Play or the App Store, and the AutoPay or mandates section of your UPI apps. Don't forget annual renewals, which are easy to miss.
How do I cancel a UPI AutoPay mandate?
Open the UPI app you used to set it up, go to the AutoPay or mandates section, select the mandate and choose to cancel or revoke it. Cancel the subscription with the service itself too, so it doesn't try another payment method.
Will I be told before a subscription renews?
Under RBI's rules for recurring payments on cards and UPI, you should get a pre-debit notification at least 24 hours before each auto-debit, with an option to opt out. Use that alert as a reminder to ask whether you still need the service.
How do free trials turn into paid subscriptions?
Most free trials need a card or UPI mandate and start charging automatically when the trial ends. Set a reminder a day or two before the trial ends, or cancel right away — many services let you keep using the trial until it expires.
How can I save on subscriptions without cancelling?
Look at family or duo plans, bundles from your mobile or broadband provider, student discounts and annual billing for services you use all year. Rotating streaming services — one or two at a time — also cuts costs.
What does the 5-year cost show?
It multiplies your yearly total by five to show how much today's subscriptions add up to over time — ₹1,500 a month becomes ₹90,000 over five years, before any price increases.
Which subscriptions are easiest to cut?
Services you haven't opened in the last month, duplicate services (two music apps or two cloud storage plans), and add-ons you signed up for during a sale. Keep the ones you use every week.
Is this subscription calculator free?
Yes — it's free, needs no signup and runs in your browser. The subscriptions you enter aren't uploaded or saved anywhere.
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⚠️ Affiliate disclosure: We may earn a small commission if you purchase through these links at no extra cost to you. Learn more
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600+ Bengali movies, 150+ Bengali shows. 5 devices, 2 streams. Email delivery in 2 hours.
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